一、職位類別

根據(jù)考錄工作安排，2021年度中國銀保監(jiān)會招考職位全部列為特殊專業(yè)職位。報考中國銀保監(jiān)會的考生須按照“銀保監(jiān)財經(jīng)類、銀保監(jiān)財會類、銀保監(jiān)法律類、銀保監(jiān)計算機類、銀保監(jiān)綜合類”五類職位報考。請考生務必牢記自己所報考職位的類別，在答題卡“職位類別”一欄正確選擇填涂，并按照相應類別答題。

二、試題題型和試卷裝訂

“銀保監(jiān)財經(jīng)類、銀保監(jiān)財會類、銀保監(jiān)法律類、銀保監(jiān)計算機類、銀保監(jiān)綜合類”五類職位筆試試卷全部為客觀題（單項選擇題或多項選擇題）�？忌�須在答題卡中填涂答題，在試卷中答題視為無效。五類試卷按序排列，合訂成一本，請考生務必按照自己報考職位類別選擇正確的部分試題作答，考試時間120分鐘。

三、分值比例

專業(yè)筆試滿分100分，其中：經(jīng)濟金融基礎知識占比10%，專業(yè)知識占比80%，英語占比10%。

四、考試內容

考生應掌握經(jīng)濟金融基礎知識，及所報考職位類別重點測查的專業(yè)知識，并具備良好的知識運用能力。

（一）銀保監(jiān)財經(jīng)類考試側重考察與銀行保險監(jiān)管相關的經(jīng)濟金融知識，包括宏觀經(jīng)濟學、微觀經(jīng)濟學、貨幣銀行學、商業(yè)銀行業(yè)務與經(jīng)營知識、金融監(jiān)管理論與實踐、國際金融學、保險學等；

（二）銀保監(jiān)財會類考試側重考察與銀行保險監(jiān)管相關的財務管理及會計核算等知識，包括會計基礎知識、會計準則及其實務應用、財務管理及管理會計相關知識、審計相關知識等；

（三）銀保監(jiān)法律類考試側重考察與銀行保險監(jiān)管相關的法律知識，包括法學基本理論、憲法、行政法、民商法、經(jīng)濟法、刑法、國際法等；

（四）銀保監(jiān)計算機類考試側重考察信息技術理論與實務，包括信息系統(tǒng)架構、軟件工程與項目管理、數(shù)據(jù)庫與數(shù)據(jù)挖掘分析、網(wǎng)絡技術及應用、信息安全及信息科技風險管理等；

（五）銀保監(jiān)綜合類考試側重考察與銀行保險監(jiān)管相關的經(jīng)濟金融知識和統(tǒng)計學、管理學、語言文學等學科知識。

五、試題題型（以銀保監(jiān)財經(jīng)類試題為例，其他類別試卷題型結構相同）

（一）經(jīng)濟金融基礎知識單項選擇題：每題0.5分，共20題，計10分。在每題給出的四個選項中，只有一項是符合題目要求的。

1．一般用來衡量通貨膨脹的物價指數(shù)是（）。

A．消費物價指數(shù)     B．生產(chǎn)物價指數(shù)

C．GDP平均指數(shù)     D．交易價格指數(shù)

答：（A）

（二）銀保監(jiān)財經(jīng)類專業(yè)單項選擇題：每題1分，共60題，計60分。在每題給出的四個選項中，只有一項是符合題目要求的。

1．根據(jù)凱恩斯主義的經(jīng)濟周期理論，經(jīng)濟之所以會發(fā)生周期性波動，是因為（）。

A．外部因素的變動   B．乘數(shù)作用

C．加速數(shù)作用         D．乘數(shù)和加速數(shù)交織作用

答：（D）

（三）銀保監(jiān)財經(jīng)類專業(yè)多項選擇題：每題1分，共20題，計20分。下面各題，每題至少有兩個正確答案，少選、多選或錯選均不得分。

1．按照通貨膨脹的表現(xiàn)形式不同，可區(qū)分為（）。

A．公開型通貨膨脹 B．隱蔽型通貨膨脹

C．抑制型通貨膨脹 D．溫和型通貨膨脹

答：（ABC）

（四）英語閱讀理解題：每小題0.5分，共20題，計10分。閱讀下列短文，從每題所給的四個選項（A、B、C和D）中，選出最佳選項。

（一）

There is much discussion today about whether economic growth is desirable. At an earlier period, our desire for material wealth may have been justified. Now, however, this desire for more than we need is causing serious problems. Even though we have good intentions, we may be producing too much, too fast.

Those who criticize economic growth argue that we must slow down. They believe that the society is approaching certain limits on growth. These include the fixed supply of natural resources, the possible negative effects of industry on the natural environment, and the continuing increase in the world’s population. As the society reaches these limits, economic growth can no longer continue, and the quality of life may decline.

People who want more economic growth, on the other hand, argue that even at present growth rate there are still many poor people in the world. These proponents of economic growth believe that only more growth can create the capital needed to improve the quality of life in the world. Furthermore, they argue that only continued growth can provide the financial resources required to protect our natural surroundings from industrialization.

This debate over the desirability of continued economic growth is of vital importance to business and industry. If those who argue against economic growth are correct, the problems they mention cannot be ignored. To find a solution, economists and business community must pay attention to these problems and continue discussing them with one another.

1．According to those who criticize economic growth, which of the following is NOT the reason that might cause economic growth to slow down?

     A．Our natural surroundings are in danger of being destroyed by industry.

B．The fixed supply of natural resources marks a point beyond which growth cannot

   continue.

C．The world’s population is ever increasing.

D．More efforts are made to improve the quality of our life.

答：（D）

2．Those who want more economic growth believe that continued economic growth_________.

A．is essential to the well-being of the society as a whole

B．can provide the solution to all of our social problems today

C．can never protect our environment from being polluted by industry

D．can provide us with more natural resources for industrialization

答：（A）

3．The underlined word “proponents” most probably mean_________.

A．a(chǎn)rguments in support of something

B．disagreements on something

C．people who argue for something

D．people who argue against something

答：（C）

4．The passage is mainly about_________.

A．the contradiction between economists and business community

B．the present debate on economic growth

C．the advantages and disadvantages of economic growth

D．the importance of the debate on economic growth

答：（B）

5．We may infer from the passage that_________.

A．the author describes the case as it is

B．the author is for economic growth

C．the author is against continued economic growth

D．the author is not worried about the problems caused by economic growth

答：（A）

                                                                   中國銀行保險監(jiān)督管理委員會

                                                                                                  2020年10月